DISCLAIMER
The Thomas M. Frick Insurance Agency (TFIA) Website provides you with the
ability to link to other sites on the worldwide web. TFIA does not endorse,
promote or otherwise recommend in any way the products, services or information
found through these links. Additionally, no warranty or representation with
respect to the products or services made available through these links is
provided by TFIA.
IMPORTANT
NOTICE We welcome your communication via e-mail; however, we ask that you
do not request changes or apply for coverages via e-mail. Please call our
office so that we can properly assist you. We ask that you do not use e-mail
to submit claims. In order to be sure that we have all of the necessary
information for processing, please call our office to report a claim. We
cannot assure that requests or changes will be properly addressed if they
are relayed to us via e-mail. Finally, our agency cannot insure the confidentiality
of any information transmitted via e-mail.
Home
Xtra Features
The ERIE's HomeProtector
Policies automatically include more than 50 Xtra Protection Features. It is
this innovative spirit that helps The ERIE set the standards for now and for
the 21st Century. You ERIE Agent will be happy to show you an ERIE plicy and
point out the many Xtra Features. Some of these include:
- Coverage up
to $2,500 for the loss due to theft, forgery or unauthorized use of a
credit card and unknowingly accepting counterfeit money.
- Payment up to
the Personal Proerty limit for loss to contents of a refrigerator or
freezer on the residence premises from either power or mechanical failure.
- Reimbursement
for fire extinguisher recharge (after a fire loss).
- Payment for
replacement of automatic garage door transmitters which have been
stolen. Also, coverage is provided for cost to reprogram the frequency on
additional transmitters and/or the control unit box.
- Coverage up
to $3,000 for theft of jewelry, watches, furs, precious and semi-precious
stones. (Coverage for misplacing or losing of jewelry, watches, furs,
precious and simi-precious stones is included in Ultracover and Condocover
Policies.)
- Payment for
all reasonalbe fire department service charges to save or protect
insured property.
- Coverage up
to $3,000 for theft of guns. (Coverage for misplacing or losing of
guns is included in Ultracover and Condocover Policies.)
- Coverage up
to $3,000 for theft of silverware, silver-plated ware, goldware, gold-plated
ware and pewterware. (Coverage for misplacing or losing of siverware,
siver-plated ware, goldware, gold-plated ware and pewterware is included
in Ultracover and Condocover Policies.) (Not applicable in Virginia.)
- Under the liability
and medical payments protection, coverage for watercraft powered
by one or more outboard motors with up to and including 75 total horsepower.
Endorsement
While ERIE's policies
provide some of the most comprehensive product features in the industry, we
also offer many optional coverages to meet your particular needs.
Expanded
Endorsement
For a minimal additional
premium, The ERIE will increase the special amounts shown under the Personal
Property Coverage of you policy to the following:
- $500 - (Broadcover,
Extracover, and Tenantcover Policies) for money, bank notes, bullion, gold
other than goldware, silver other than silverware.
- $750 - (Ultracover
and Condocover Policies) for money, bank notes, bullion, gold other than
goldware, silver other than silverware.
- $2,500 - Accounts,
bills, deeds, evidences of debt, letters of credit, securities, tickets,
stamps and philatelic property.
- $2,500 - Trailers
and campers (not otherwise insured) whether licensed or not.
- $2,500 - Watercraft,
including their trailers (whether licensed or not), furnishings, equipment
and outboard motors.
- $5,000 - Theft
of guns (Broadcover, Extracover and Tenantcover Policies only).
- $5,000 - Theft,
misplacing or losing of guns (Ultracover and Condocover Policies only).
- $5,000 - Theft
of jewelry, watches, furs, precious and semi-precious stones (Broadcover,
Extracover, and Tenantcover Policies only).
- $5,000 - Theft,
misplacing or losing of jewelry, watches, furs, precious and semi-precious
stones (Ultracover and Condocover Policies only).
- $5,000 - Theft
of silverware, silver-plated ware, goldware, gold-plated ware and pewterware
(Broadcover, Extracover, and Tenantcover Policies only). (Not appliciable
in Virginia.)
-
$5,000
- Theft, misplacing or losing of silverware, silver-plated ware, goldware,
gold-plated ware and pewterware (Ultracover and Condocover Policies only).
(Not appliciable in Virginia.)
Enhancement Endorsement (Available on Ultracover, Extracover, and Broadcover
Policies Only)
For
a minimal additional premium, The ERIE will increase the special amounts shown
under the Personal Property Coverage of your policy to the following:
- $750 - Money,
bank notes, bullion, gold other than goldware, silver other than silverware.
- $2,500 - Accounts,
bills, deeds, evidences of debt, letters of credit, securities, tickets,
stamps, and philatelic property.
- $2,500 - Trailers
and campers (not otherwise insured) whether licensed or not.
- $2,500 - Watercraft,
including their trailers (whether licensed or not), furnishings, equipment,
and outboard motors.
- $5,000 - Theft
of guns (Broadcover and Extracover Policies only).
- $5,000 - Theft,
misplacing or losing of guns (Ultracover Policy only).
- $5,000 - Theft
of jewelry, watches furs, precious and semi-precious stones (Broadcover
and Extracover Policies only).
- $5,000 - Theft
of guns (Broadcover and Extracover Policies only).
- $5,000 - Theft,
misplacing or losing of guns (Ultracover Policy only).
- $5,000 - Theft
of jewelry, watches, furs, precious and semi-precious stones (Broadcover
and Extracover Policy only).
- $5,000 - Theft,
misplacing or losing of jewelry, watches, furs, precious and semi-precious
stones (Ultracover Policy only).
- $5,000 - Theft
of silverware, silver-plated ware, goldware, gold-plated ware and pewterware
(Broadcover and Extracover Policies only). (Not appliciable in Virginia.)
- $5,000 - Theft,
misplacing or losing of silverware, silver-plated ware, goldware, gold-plated
ware and pewterware (Ultracover Policy only). (Not appliciable in Virginia.)
In addition, this
endorsement will provide these outstanding features:
- Payment up to
an additional 10 percent of the amount of insurance under Dwelling Coverage
for loss to trees, shrubs, plants, and lawns at the resdence premises. (See
endorsement for coverage provisions.)
- Payment for
direct loss caused by water or sewage which backs up through sewers or drains.
- Ordinance or
law coverage.
- Waive the deductible
shown on the Declarations for any loss from a covered peril, exceeding $50,000.
Additional
Endorsements
In addtition, some
of the other available endorsements include:
- Earthquake Coverage
- Nurses' Professional
Liability
- Personal Computer
Coverage (All-Risk Coverage)
- Replacement
Cost on Personal Property
- Sinkhole Coverage
- And more...
Discounts
and Credits
The ERIE also offers
various discounts and credits on its HomeProtector products including:
- New Home Discount
- Premises Alarm
- Sprinkler System
Credit
- Multi-Policy
Discount
- Back to Home
Insurance Page
Back
to House
The above
information is not an insurance policy. The ERIE's policies contain the specific
details of the coverages, conditions and exclusions. Always contact your ERIE
Agent when you have specific questions. Note: Not all lines of insurance coverage
are available in each state.
